Degree Dividend
Sourced from federal dataEvery figure datedNo rankings for sale

University of Phoenix-Arizona vs Phoenix College: which has better ROI?

Private for-profit, Phoenix AZ · vs · Public, Phoenix AZ

The verdict

Neither clears its cost on institution-wide earnings, but Phoenix College comes closer — median earnings $40,870 against a $48,220 total, vs $37,752 at University of Phoenix-Arizona. (Scorecard, 2026 · our math.)

Share
Head to head
MeasureUniversity of Phoenix-ArizonaPhoenix College
Net price / yr$13,520$12,055
Total net cost$54,080$48,220
Median earnings, 10 yrs$37,752$40,870
Median debt$31,553$6,750
Payback
20-year net return-$266,240-$198,020

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of Phoenix-Arizona or Phoenix College?

Phoenix College, at $12,055 a year after aid versus $13,520 — a gap of $1,465 a year, or $5,860 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of Phoenix-Arizona or Phoenix College graduates earn more?

Phoenix College graduates report a median $40,870 ten years after entry, $3,118 more than the $37,752 at University of Phoenix-Arizona. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of Phoenix-Arizona or Phoenix College?

Phoenix College: its completers carry a median $6,750 in federal loans versus $31,553 at University of Phoenix-Arizona, a difference of $24,803. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

21% of students finish at University of Phoenix-Arizona, against 14% at Phoenix College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of Phoenix-Arizona vs Phoenix College: frequently asked questions

Is University of Phoenix-Arizona or Phoenix College a better value?
Phoenix College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, University of Phoenix-Arizona or Phoenix College?
Phoenix College: $12,055/yr net price after aid versus $13,520/yr at University of Phoenix-Arizona — a difference of $1,465 a year, or about $5,860 over four years.
Do University of Phoenix-Arizona or Phoenix College graduates earn more?
Phoenix College graduates earn a median $40,870 ten years after entry, versus $37,752 at University of Phoenix-Arizona — a $3,118 gap. This blends every major, so a specific field can flip it.