University of St Thomas vs Saint Paul College: which has better ROI?
The verdict
University of St Thomas has the better ROI: it clears its 4-year net cost of $116,620 in 4.6 years versus not at all at Saint Paul College, on median earnings of $73,739 vs $38,399 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of St Thomas | Saint Paul College |
|---|---|---|
| Net price / yr | $29,155 | $11,495 |
| Total net cost | $116,620 | $45,980 |
| Median earnings, 10 yrs | $73,739 | $38,399 |
| Median debt | $23,250 | $10,925 |
| Payback | 4.6 yrs | — |
| 20-year net return | $390,960 | -$245,200 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
University of St Thomas vs Saint Paul College: frequently asked questions
Is University of St Thomas or Saint Paul College a better value?
University of St Thomas. It clears its $116,620 net cost in about 4.6 years versus no clear payback at Saint Paul College, on median earnings of $73,739 vs $38,399 ten years out.
Which is cheaper, University of St Thomas or Saint Paul College?
Saint Paul College: $11,495/yr net price after aid versus $29,155/yr at University of St Thomas — a difference of $17,660 a year, or about $70,640 over four years.
Do University of St Thomas or Saint Paul College graduates earn more?
University of St Thomas graduates earn a median $73,739 ten years after entry, versus $38,399 at Saint Paul College — a $35,340 gap. This blends every major, so a specific field can flip it.