University of the Pacific vs Chamberlain University-California: which has better ROI?
Chamberlain University-California has the better ROI: it clears its 4-year net cost of $146,236 in 3.3 years versus 3.4 years at University of the Pacific, on median earnings of $92,405 vs $78,445 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of the Pacific | Chamberlain University-California |
|---|---|---|
| Net price / yr | $25,447 | $36,559 |
| Total net cost | $101,788 | $146,236 |
| Median earnings, 10 yrs | $78,445 | $92,405 |
| Median debt | $19,500 | $20,919 |
| Payback | 3.4 yrs | 3.3 yrs |
| 20-year net return | $499,912 | $734,664 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, University of the Pacific or Chamberlain University-California?
University of the Pacific, at $25,447 a year after aid versus $36,559 — a gap of $11,112 a year, or $44,448 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do University of the Pacific or Chamberlain University-California graduates earn more?
Chamberlain University-California graduates report a median $92,405 ten years after entry, $13,960 more than the $78,445 at University of the Pacific. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, University of the Pacific or Chamberlain University-California?
University of the Pacific: its completers carry a median $19,500 in federal loans versus $20,919 at Chamberlain University-California, a difference of $1,419. The figure counts students who finished; it excludes private loans and anyone who left before graduating.