Xavier University of Louisiana vs University of Holy Cross: which has better ROI?
Xavier University of Louisiana has the better ROI: it clears its 4-year net cost of $68,508 in 17.9 years versus 65.4 years at University of Holy Cross, on median earnings of $52,184 vs $49,316 ten years out. (Scorecard, 2026 · our math.)
| Measure | Xavier University of Louisiana | University of Holy Cross |
|---|---|---|
| Net price / yr | $17,127 | $15,635 |
| Total net cost | $68,508 | $62,540 |
| Median earnings, 10 yrs | $52,184 | $49,316 |
| Median debt | $24,053 | $26,995 |
| Payback | 17.9 yrs | 65.4 yrs |
| 20-year net return | $7,972 | -$43,420 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Xavier University of Louisiana or University of Holy Cross?
University of Holy Cross, at $15,635 a year after aid versus $17,127 — a gap of $1,492 a year, or $5,968 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Xavier University of Louisiana or University of Holy Cross graduates earn more?
Xavier University of Louisiana graduates report a median $52,184 ten years after entry, $2,868 more than the $49,316 at University of Holy Cross. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Xavier University of Louisiana or University of Holy Cross?
Xavier University of Louisiana: its completers carry a median $24,053 in federal loans versus $26,995 at University of Holy Cross, a difference of $2,942. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
49% of students finish at University of Holy Cross, against 49% at Xavier University of Louisiana. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.