University of St Thomas vs Concordia University-Saint Paul: which has better ROI?
The verdict
University of St Thomas has the better ROI: it clears its 4-year net cost of $116,620 in 4.6 years versus 6.4 years at Concordia University-Saint Paul, on median earnings of $73,739 vs $59,871 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of St Thomas | Concordia University-Saint Paul |
|---|---|---|
| Net price / yr | $29,155 | $18,462 |
| Total net cost | $116,620 | $73,848 |
| Median earnings, 10 yrs | $73,739 | $59,871 |
| Median debt | $23,250 | $17,832 |
| Payback | 4.6 yrs | 6.4 yrs |
| 20-year net return | $390,960 | $156,372 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
University of St Thomas vs Concordia University-Saint Paul: frequently asked questions
Is University of St Thomas or Concordia University-Saint Paul a better value?
University of St Thomas. It clears its $116,620 net cost in about 4.6 years versus 6.4 years at Concordia University-Saint Paul, on median earnings of $73,739 vs $59,871 ten years out.
Which is cheaper, University of St Thomas or Concordia University-Saint Paul?
Concordia University-Saint Paul: $18,462/yr net price after aid versus $29,155/yr at University of St Thomas — a difference of $10,693 a year, or about $42,772 over four years.
Do University of St Thomas or Concordia University-Saint Paul graduates earn more?
University of St Thomas graduates earn a median $73,739 ten years after entry, versus $59,871 at Concordia University-Saint Paul — a $13,868 gap. This blends every major, so a specific field can flip it.